I. Applicable Payment Methods

1. Online Payment via VNPAY Gateway

• Supports convenient payments through banking applications (QR Code scanning), domestic ATM cards, or international credit cards (Visa, Mastercard, JCB).
• Transactions are processed instantly, ensuring absolute account information security through international security standards integrated into the system.

2. Cash on Delivery (COD)

• You will pay in cash directly to the delivery person after inspecting the external appearance of the package in accordance with our Product Inspection Policy.
• This method is systematically applicable to all orders nationwide.

3. Direct Bank Transfer

• You can transfer funds directly to our corporate bank account using the specific account details displayed during the checkout step.
• Required transfer memo structure: [Order ID] – [Phone Number].

II. Review and Confirmation Mechanism for Online Transactions

• For online payment methods (via VNPAY or Direct Bank Transfer), the website system automatically provides an interface displaying the comprehensive details of your order (including: product list, quantity, unit price, shipping fees, total payment amount, recipient information, and delivery address).
• You are responsible for carefully reviewing and verifying this information and clicking the “Confirm Payment” button before the system redirects you to the payment gateway’s transaction interface.

III. Payment Security Commitment

• Kolmar is committed to protecting our customers’ payment information. We do not store any of your bank card details or passwords on our internal database. The entire payment process is securely encrypted through our legally licensed payment gateway partner.